Chapter 1

After my son started college, I gave him two thousand dollars each month for his living expenses.

Once he got a girlfriend, he started complaining to me, "Mom, how can I possibly have a girlfriend on such a small budget? If you want a grandchild, you'll need to send another two thousand!"

So, I downloaded every loan app available and took out loans in his name to fund his lavish college lifestyle.

This is because in a previous life, I sacrificed everything for my son. After he graduated, he refused to get a job, insisting that he needed to focus on life's major events first—getting married and having children.

My husband and I scraped together a down payment at the height of the housing market.

But he couldn't keep up with the payments and started physically abusing us, saying, "If you hadn't bought such an expensive house for me, I wouldn't be under so much pressure!"

"I can't pay it back; you make the money to pay it off, or I'll give this house back to you!"

I ended up taking on three jobs, eventually working myself into the grave.

This time around, I decided to ruin his credit first. Let's see how he plans to buy a house now.